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EWV Chip Cards: What Retailers and Consumers Need to Know Now

The Payment Networks Liability Shift (PNLS) associated with EuroPay, MasterCard and Visa (EMV) credit and debit cards — already adopted by Europe, Canada, Latin America and the Asian/Pacific region — took effect in the United States on Oct. 1.

Prepare for the Unexpected: Consider Long-Term Health Care Options

More than 70% of people over the age of 65 will need some sort of long-term care during their lifetime. In addition, there is a 40% chance that they will enter a long-term care facility if they reach the age of 65, and a 20% chance of staying there five years or longer.

Are You Overweight? Your Investment Portfolio, That Is …

How do you know if you’re overweight? You could step on a scale, but this is not that kind of overweight. This kind of “overweight” regards your portfolio.

Industry Perspective: The Affordable Care Act Has Impacted Businesses on a Number of Levels

The Affordable Care Act (ACA), a.k.a. Obamacare, has been mired in controversy and change from the day it was signed into law. It has caused many businesses to address the following.

The Dangers of Do-It-Yourself Estate Planning Using Joint Accounts

Every day, thousands of elderly or disabled Americans are faced with the need to ask for assistance from a family member or friend to help with their finances when they are no longer able to drive to the bank or have trouble managing their various monthly bills.

Ten Common Investment Mistakes to Avoid

Many investors gravitate toward investments offering the highest potential returns while ignoring the associated risks.

Take the Emotion Out of Investing With Dollar-Cost Averaging

One of the best ways to take emotion out of investing is to create a plan and stick with it.

Commercial Insurance Managers’ Mumpower Views Life as an Adventure

Elkridge-based Commercial Insurance Managers (CIM) is a well-known staple in the Howard County community, as is its owner, Gordon Mumpower, Jr.

How to Avoid Becoming Financially Squashed in the Sandwich Generation

One of the greatest stressors in life can happen when you become responsible for caring for an aging parent while still supporting your own children.

Higher Estate and Gift Tax Exemption Limits Are Not License to Dismiss Estate Planning

Upon death, a Maryland resident’s estate is subject to both a federal and state estate tax (or “death tax”). In 2015, the federal estate tax exemption — the amount an individual can leave to heirs without having to pay the tax — is $5.43 million and is expected to rise to $5.45 million in 2016.

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