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EWV Chip Cards: What Retailers and Consumers Need to Know Now

The Payment Networks Liability Shift (PNLS) associated with EuroPay, MasterCard and Visa (EMV) credit and debit cards — already adopted by Europe, Canada, Latin America and the Asian/Pacific region — took effect in the United States on Oct. 1.

Are You Overweight? Your Investment Portfolio, That Is …

How do you know if you’re overweight? You could step on a scale, but this is not that kind of overweight. This kind of “overweight” regards your portfolio.

Prepare for the Unexpected: Consider Long-Term Health Care Options

More than 70% of people over the age of 65 will need some sort of long-term care during their lifetime. In addition, there is a 40% chance that they will enter a long-term care facility if they reach the age of 65, and a 20% chance of staying there five years or longer.

Industry Perspective: The Affordable Care Act Has Impacted Businesses on a Number of Levels

The Affordable Care Act (ACA), a.k.a. Obamacare, has been mired in controversy and change from the day it was signed into law. It has caused many businesses to address the following.

The Dangers of Do-It-Yourself Estate Planning Using Joint Accounts

Every day, thousands of elderly or disabled Americans are faced with the need to ask for assistance from a family member or friend to help with their finances when they are no longer able to drive to the bank or have trouble managing their various monthly bills.

How to Avoid Becoming Financially Squashed in the Sandwich Generation

One of the greatest stressors in life can happen when you become responsible for caring for an aging parent while still supporting your own children.

Take the Emotion Out of Investing With Dollar-Cost Averaging

One of the best ways to take emotion out of investing is to create a plan and stick with it.

Commercial Insurance Managers’ Mumpower Views Life as an Adventure

Elkridge-based Commercial Insurance Managers (CIM) is a well-known staple in the Howard County community, as is its owner, Gordon Mumpower, Jr.

Employment Practices Liability Insurance: What Is It, and Who Needs It?

Twenty years ago, employment practices liability insurance (EPLI) was rare in the United States, and even a decade ago, most companies didn’t buy it.

Personal Perspective: Some Tough Advice for the Do-It-Yourself Investor

Back in the good old days, it was considered a rite of passage to work on your own car. Father and son would pop the hood and pull spark plugs, change the oil and do other “manly” work.

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